Privacy Policy

This Privacy Policy describes how we collect and process your personal information through your use of our App/Website and the online account you open with us, to ensure security of the website and to enable you to use the products and our services. For the purposes of the services, Zizocon Technologies Limited (“SabiPay”, “we”, “us”) is the data controller of your Personal Data and will treat all data you provide us with as private and shall only use it in accordance with this Privacy Policy.

  • WHAT KINDS OF INFORMATION/DATA DO WE COLLECT AND HOW DO WE USE IT?
  • PERSONAL DATA

Personal Data in this context refers to any personal information about a person which enables that individual to be identified directly/indirectly by reference to the data he/she provided. On opening an account with SabiPay, we collect the following information: Your first name, surname, email address and phone number. You may be required to give us additional information that qualifies as Personal Data as part of your use of the Account and/or any of our Services.

  • INFORMATION ABOUT PAYMENTS/TRANSACTIONS MADE ON SabiPay PRODUCTS AND SERVICES: 

Depending on which payment service you choose during payment/funding your wallet, you may need to disclose your Personal Data or part of it to your payment provider. Note that the payment provider already has your Personal Data to provide you with the payment services and their use of any Personal Data disclosed by us will be regulated by the payment provider’s privacy policy.
The Personal Data we receive from you helps us to provide, personalize, and continually improve our data reselling services. We use the information to enable you use the Services, process payments, communicate with you about your account activity, products, services and promotional offers, update our records and maintain your account with us, display content, and recommend our products and services that might be of interest to you. We also use this information to improve our Services, prevent, detect or report fraud or abuses of our Services and enable third parties to carry out technical, logistical, or other functions on behalf of Zizocon Technologies Ltd.

  • COOKIES: Using our App/Website(SabiPay),we automatically receive and store certain types of information whenever you interact with us. For example, like many websites, we use “cookies,” and other unique identifiers and we obtain certain types of information when your Web browser or device accesses our Products and Services. Refer to your Web browser cookies setting options for more information how to manage your cookies settings. Please note: We may not be able to provide you with all the site features and Services functionalities should you block or reject the cookies.

II.  THIRD-PARTIES SERVICE PROVIDERS: We engage with the technology providers, financial institutions, other companies, and individuals to perform functions on our behalf and transactions that you request or authorize. Examples include sending e-mail, analysing data, providing marketing assistance, processing payment transactions, verifying identity, fraud screening, and providing customer service. They have access to personal information needed to perform their functions, but may not use it for other purposes and must process the personal information in accordance with this Privacy Policy and as permitted by the applicable data protection legislation. Such third party service providers may be based outside of Nigeria in the jurisdictions, including the EEA jurisdictions, that provide adequate levels of protection of personal data.

 

III. INFORMATION FROM OTHER SOURCES: We may receive information about you from other sources (such as from the payment providers or third party identity verification service provider) and add it to your Account information and only according to this Privacy Policy.
We additionally require you to provide us with a payment method and payment details (such as bank transfer, credit card or another acceptable means of payment) in order that we can credit your Account and allow you purchase any of our products/services.
IV.USE OF PERSONAL DATA
We process your Personal Data in order to operate, provide and improve our services to you. See below reasons for collection:

  • For SabiPay products/services and your Account: We use your Personal Data to process your order, payments and communicate with you about our price discounts, updates and promotions.
  • To Provide, troubleshoot, and improve our Services:  We use your Personal Data to provide functionality, analyze performance, fix errors, and improve usability and effectiveness of our Services.
  • Recommendations: We may use your Personal Data to recommend features, products, and services that might be of interest to you and to identify your preferences.
  • To Comply with legal and contractual requirements: In certain cases, we are required by law to collect and process your Personal Data.
  • Advertising: We may use your personal information to display interest-based ads for features, products, and services that might be of interest to you.
  • Scam/Fraud Prevention: We process information to prevent or detect fraud and abuse in order to protect the security of our customers, SabiPay, and others.
  • ARE WE GOING TO DISCLOSE YOUR PERSONAL DATA?

No. Information about our users is an important part of our business, and we DO NOT share it with others for any reason. SabiPay shares its customers’ information only as described below and with the companies within SabiPay group of companies.

  • ADVERTISING/THIRD-PARTY ANALYTICS PROVIDERS: We may display interest-based ads to you when you are using this App/Website. We do not share any of your Personal Data with our advertisers. We may also use third party analytics providers, including Google, to collect information about the usage of our Services and to enable us to improve how our Services work. Google Analytics and comparable providers use cookies and other similar technologies to collect information about the usage of our Services and to report website trends to us at SabiPay.Our Services may also include third-party advertising and links to other websites and apps.  We do not provide any personally identifiable user information to these advertisers or third-party web sites. If you access a page via a link on our site which takes you to an external website, you take time to read through the privacy policy of the new website which you enter.
  • PROTECTION OF SABIPAY/LEGAL REQUESTS: We disclose Account and other Personal Data when we believe disclosure is appropriate or required to comply with the law; enforce or apply our General Terms and Conditions and other agreements we have with you; or protect the rights, property, or safety of our business, our users, or others. This also includes exchanging information with other companies and organizations for fraud protection reduction as well as sharing information with our attorneys, auditors, and other representatives.
  • SabiPay shall in no manner whatsoever is held responsible for the manner in which third parties process and/or store the personal data of our customers.
  • SabiPay shall only be responsible for its obligations to you in relation to your Personal Data as the data controller under the applicable laws and it does not warrant the standard of the privacy policies of any of the third parties.
  • SECURITY

We at SabiPay understands the important of was web security and our systems were designed with your security and privacy in mind.
We constantly work to protect the security of the information you provide to on our App/web sites using HTTPS and SSL softwares, to encrypt all information during transmission.

Here,we also maintain physical, electronic and procedural safeguards in connection with the collection, storage, and disclosure of personal customer information. Our security procedures here mean that we may occasionally request proof of identity before we disclose personal information to you.

Note: It is important for you to take steps to protect against unauthorized access to your account and your password. You should keep your password and any security questions confidential. The security of your Account relies on your protection of your password and security questions. PLEASE DO NOT SHARE YOUR PASSWORD. If you do share your password with a third party for any reason, the third party may have access to your account and your personal information, and you may be responsible for actions taken using your password or login details. If you believe someone else has gotten access to your password at any point in time, please kindly change it immediately and also contact us as soon as possible.

  • PROTECTION OF MINORS

The data reselling services we provide are strictly prohibited for persons less than 13 years of age or under the age of legal consent for using online products/services under the laws of the jurisdiction in which the person is located.

  • New Owner

If ownership or control of SabiPay changes, we may transfer your information the new owner.

  • GENERAL

SabiPay shall take no responsibility whatsoever for events beyond its control inclusive of, but not limited to, acts of God or natural disasters and including power cuts and strikes.
Our Privacy Policy applies to all information that we have about you and your Account. It may become necessary, at any time, for us to make modifications to this Privacy Policy and we will publish such modifications on the website/App. Continued use of the Services will be considered as your acceptance thereof.
Important: It is the responsibility of each customer to regularly check the General Terms and Conditions and Privacy Policy for updates.
The laws of Nigeria shall govern this Privacy Policy and is effective from 26/01/2020.